Welcome to VantageCare. These Terms & Conditions ("Terms") govern your access to and use of https://vantagecare.org and any associated screener forms, content, and referral services.
1. Agreement to Terms & Eligibility
By accessing or utilizing our website, you confirm that you are at least 18 years of age, a resident of the United States, and legally authorized to enter into binding agreements. If you do not accept these Terms in full, you must discontinue use of the site immediately.
2. Nature of Service: Educational & Referral Resource
VantageCare operates exclusively as an independent digital information and consumer referral service:
- We are NOT an insurance carrier, underwriter, medical provider, or government entity;
- We do not directly issue health insurance policies or guarantee specific premium rates;
- Our interactive assessment is an informational tool designed to match self-reported responses against standard marketplace criteria;
- Actual eligibility, tax credits, and plan availability depend on verified household data, geographic location, and state-specific enrollment rules.
3. TCPA & Consent to Contact
By calling the toll-free assistance numbers displayed upon completing our qualification screener, you agree to engage in telephonic communications with independent licensed health insurance agents. These calls may be monitored and recorded for quality assurance and regulatory compliance purposes.
4. Third-Party Websites & External Referrals
Our website may include links to third-party portals, including official government resources such as Medicare.gov. We do not control, endorse, or accept responsibility for the content, privacy practices, or operational accuracy of external third-party sites.
5. Disclaimer of Warranties & Limitation of Liability
THE SITE AND ALL EDUCATIONAL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. IN NO EVENT SHALL VANTAGECARE, ITS AFFILIATES, OFFICERS, OR PARTNERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THIS SERVICE.
6. Non-Affiliation Disclosures
VantageCare is an independent private portal not affiliated with, endorsed by, or connected to any government agency, including HealthCare.gov, the Centers for Medicare & Medicaid Services (CMS), or the Department of Health and Human Services (HHS). Furthermore, this site is not affiliated with, sponsored by, or endorsed by Meta Platforms, Inc. (Facebook) or Google LLC.
7. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles.
8. Contact & Notices
For inquiries regarding these Terms & Conditions, contact:
Compliance Officer - VantageCare
Email: compliance@vantagecare.org
Website: https://vantagecare.org